It's painful and most of the time avoidable.
But in the end, it is needed. It helps you to grow, to learn and to lead a better life.
I have made another budget for myself. My last one got lost when my little memory stick broke. Well, this one is really good, and it makes me feel better about my situation when I look at the value of my Debt decreasing and then the value of my Savings increasing. It's nice to have a reminder to look at, something concrete to look forward to and to see why you are fighting and sacrificing.
It's good to remember.